{"id":349,"date":"2025-08-13T09:37:02","date_gmt":"2025-08-13T00:37:02","guid":{"rendered":"https:\/\/www.hands-inc.co.jp\/column\/?p=349"},"modified":"2025-11-14T18:06:20","modified_gmt":"2025-11-14T09:06:20","slug":"what-is-deferred-payment","status":"publish","type":"post","link":"https:\/\/www.hands-inc.co.jp\/column\/what-is-deferred-payment\/","title":{"rendered":"\u5f8c\u6255\u3044\u6c7a\u6e08\u3068\u306f\uff1f\u4ed5\u7d44\u307f\u3068\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p 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class=\"has-fixed-layout\"><tbody><tr><th>\u6c7a\u6e08\u65b9\u6cd5<\/th><th>\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9<\/th><\/tr><tr><td>\u8acb\u6c42\u66f8\uff08\u30b3\u30f3\u30d3\u30cb\u30a8\u30f3\u30b9\u30b9\u30c8\u30a2\u30fb\u9280\u884c\uff09\u5f8c\u6255\u3044<\/td><td>NP\u5f8c\u6255\u3044\u3001GMO\u5f8c\u6255\u3044\u306a\u3069<\/td><\/tr><tr><td>\u30b9\u30de\u30db\u5b8c\u7d50\u578b\u306e\u3042\u3068\u6255\u3044\uff08BNPL\u578b\uff09<\/td><td>Paidy\u3001atone\u3001\u30e1\u30eb\u30da\u30a4\u3042\u3068\u6255\u3044\u306a\u3069<\/td><\/tr><tr><td>\u643a\u5e2f\u30ad\u30e3\u30ea\u30a2\u6c7a\u6e08\uff08\u96fb\u8a71\u6599\u91d1\u5408\u7b97\uff09<\/td><td>\u643a\u5e2f\u30ad\u30e3\u30ea\u30a2\u6c7a\u6e08\uff08\u96fb\u8a71\u6599\u91d1\u5408\u7b97\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p 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class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.hands-inc.co.jp\/column\/wp-content\/uploads\/2025\/08\/buy-now-pay-later-payment.jpg\" alt=\"\u5f8c\u6255\u3044\u6c7a\u6e08\u306e\u56f3\u89e3\" class=\"wp-image-1214\" srcset=\"https:\/\/www.hands-inc.co.jp\/column\/wp-content\/uploads\/2025\/08\/buy-now-pay-later-payment.jpg 600w, https:\/\/www.hands-inc.co.jp\/column\/wp-content\/uploads\/2025\/08\/buy-now-pay-later-payment-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p 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width=\"600\" height=\"400\" src=\"https:\/\/www.hands-inc.co.jp\/column\/wp-content\/uploads\/2025\/08\/benefits-of-buy-now-pay-later-payment.jpg\" alt=\"\u5f8c\u6255\u3044\u6c7a\u6e08\u306e\u30e1\u30ea\u30c3\u30c8\" class=\"wp-image-1216\" srcset=\"https:\/\/www.hands-inc.co.jp\/column\/wp-content\/uploads\/2025\/08\/benefits-of-buy-now-pay-later-payment.jpg 600w, https:\/\/www.hands-inc.co.jp\/column\/wp-content\/uploads\/2025\/08\/benefits-of-buy-now-pay-later-payment-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#section2-1\">\u8cfc\u5165\u8005\u304c\u5b89\u5fc3\u3057\u3066\u5229\u7528\u3067\u304d\u652f\u6255\u3044\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b\u65b9\u6cd5<\/a><\/li>\n\n\n\n<li><a href=\"#section2-2\">\u4ee3\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u58f2\u4e0a\u56de\u53ce\u304c\u5b89\u5b9a\u3057\u9867\u5ba2\u7372\u5f97\u306b\u3064\u306a\u304c\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#section2-3\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u6301\u305f\u306a\u3044\u4eba\u306b\u3082\u5229\u7528\u3057\u3084\u3059\u3044\u6c7a\u6e08\u65b9\u6cd5<\/a><\/li>\n\n\n\n<li><a href=\"#section2-4\">\u30b3\u30f3\u30d3\u30cb\u3084\u9280\u884c\u306a\u3069\u591a\u69d8\u306a\u65b9\u6cd5\u3067\u3044\u3064\u3067\u3082\u652f\u6255\u3044\u304c\u3067\u304d\u308b<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u308c\u305e\u308c\u9806\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"section2-1\">\u8cfc\u5165\u8005\u304c\u5b89\u5fc3\u3057\u3066\u5229\u7528\u3067\u304d\u652f\u6255\u3044\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b\u65b9\u6cd5<\/h3>\n\n\n\n<p 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class=\"wp-block-heading\">\u5f8c\u6255\u3044\u6c7a\u6e08\u306f\u4eca\u5f8c\u3082\u5c0e\u5165\u4f01\u696d\u304c\u5897\u3048\u308b\u4e88\u60f3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">EC\u5e02\u5834\u306e\u6210\u9577\u306b\u4f34\u3044\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4ee5\u5916\u306e\u6c7a\u6e08\u624b\u6bb5\u3078\u306e\u9700\u8981\u3082\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u4e2d\u3067\u3082\u3001\u624b\u8efd\u3055\u3068\u5b89\u5fc3\u611f\u3092\u517c\u306d\u5099\u3048\u305f\u5f8c\u6255\u3044\u6c7a\u6e08\u306f\u6ce8\u76ee\u3092\u96c6\u3081\u3066\u3044\u308b\u6c7a\u6e08\u65b9\u6cd5\u3067\u3059\u3002\u5f8c\u6255\u3044\u6c7a\u6e08\u5e02\u5834\u306f\u56fd\u5185\u5916\u3067\u6025\u901f\u306a\u6210\u9577\u3092\u7d9a\u3051\u3066\u304a\u308a\u3001\u5927\u624bEC\u30b5\u30a4\u30c8\u3067\u3082\u72ec\u81ea\u306e\u5f8c\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u3092\u5c0e\u5165\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8c\u6255\u3044\u6c7a\u6e08\u3067\u3042\u308c\u3070\u4ee3\u884c\u696d\u8005\u304c\u9593\u306b\u5165\u308b\u305f\u3081\u672a\u56de\u53ce\u306e\u30ea\u30b9\u30af\u3092\u8ca0\u3046\u5fc5\u8981\u304c\u306a\u304f\u3001\u8cfc\u5165\u8005\u3068\u3057\u3066\u3082\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3088\u308a\u624b\u8efd\u306b\u5229\u7528\u3067\u304d\u308b\u305f\u3081\u3001\u5229\u7528\u6a5f\u4f1a\u304c\u78ba\u5b9f\u306b\u5e83\u304c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#section4-1\">\u5f8c\u6255\u3044\u6c7a\u6e08\u306f\u56fd\u5185\u5916\u3067\u5229\u7528\u304c\u62e1\u5927\u3057\u5c0e\u5165\u3059\u308b\u4e8b\u696d\u8005\u304c\u5e74\u3005\u5897\u3048\u3066\u3044\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#section4-2\">BNPL\u3084\u8acb\u6c42\u66f8\u6255\u3044\u306a\u3069\u591a\u69d8\u306a\u4eba\u6c17\u30b5\u30fc\u30d3\u30b9\u304c\u767b\u5834\u3057\u3066\u3044\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#section4-3\">\u898f\u5236\u5f37\u5316\u3084\u6280\u8853\u9769\u65b0\u3092\u80cc\u666f\u306b\u4eca\u5f8c\u3082\u6210\u9577\u304c\u671f\u5f85\u3055\u308c\u3066\u3044\u308b<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u308c\u305e\u308c\u9806\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"section4-1\">\u5f8c\u6255\u3044\u6c7a\u6e08\u306f\u56fd\u5185\u5916\u3067\u5229\u7528\u304c\u62e1\u5927\u3057\u5c0e\u5165\u3059\u308b\u4e8b\u696d\u8005\u304c\u5e74\u3005\u5897\u3048\u3066\u3044\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8c\u6255\u3044\u6c7a\u6e08\u306f\u3001\u6b27\u7c73\u3084\u30a2\u30b8\u30a2\u570f\u3092\u4e2d\u5fc3\u306bBNPL\uff08Buy Now Pay Later\uff09\u3068\u3057\u3066\u82e5\u5e74\u5c64\u3092\u4e2d\u5fc3\u306b\u5229\u7528\u304c\u6d78\u900f\u3057\u3066\u3044\u307e\u3059\u3002\u5229\u4fbf\u6027\u306e\u9ad8\u3055\u304b\u3089\u591a\u304f\u306e\u56fd\u3067\u5e02\u5834\u898f\u6a21\u304c\u62e1\u5927\u3057\u3066\u304a\u308a\u3001\u65e5\u672c\u56fd\u5185\u3067\u3082\u5927\u624bEC\u30b5\u30a4\u30c8\u3084\u5c0f\u58f2\u5e97\u3067\u306e\u5c0e\u5165\u304c\u76f8\u6b21\u3044\u3067\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u3010\u5927\u624bEC\u30b5\u30a4\u30c8\u3067\u5c0e\u5165\u3055\u308c\u3066\u3044\u308b\u72ec\u81ea\u306e\u5f8c\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u3011<\/strong><br>\u30fbZOZOTOWN\u30c4\u30b1\u6255\u3044<br>\u30fbYahoo!\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u3086\u3063\u304f\u308a\u6255\u3044\uff08\u682a\u5f0f\u4f1a\u793e\u30cd\u30c3\u30c8\u30d7\u30ed\u30c6\u30af\u30b7\u30e7\u30f3\u30ba\uff09<br>\u30fbPayPay\u3042\u3068\u6255\u3044<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e5\u672c\u306eBNPL\u5e02\u5834\u306f\u6025\u901f\u306b\u62e1\u5927\u3057\u3066\u304a\u308a\u30012028\u5e74\u5ea6\u306e\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u56fd\u5185\u5e02\u5834\u306f\u7d042\u51468,000\u5104\u5186\u898f\u6a21\u307e\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\uff08\u77e2\u91ce\u7d4c\u6e08\u7814\u7a76\u6240\u300c<a href=\"https:\/\/www.yano.co.jp\/press-release\/show\/press_id\/3755\" target=\"_blank\" rel=\"noreferrer noopener\">\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u56fd\u5185\u5e02\u5834\u898f\u6a21\u63a8\u79fb\u30fb\u4e88\u6e2c<\/a>\u300d\uff09\u5f8c\u6255\u3044\u6c7a\u6e08\u306f\u4eca\u5f8c\u3082\u5c0e\u5165\u306e\u62e1\u5927\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"section4-2\">BNPL\u3084\u8acb\u6c42\u66f8\u6255\u3044\u306a\u3069\u591a\u69d8\u306a\u4eba\u6c17\u30b5\u30fc\u30d3\u30b9\u304c\u767b\u5834\u3057\u3066\u3044\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8c\u6255\u3044\u6c7a\u6e08\u306e\u5206\u91ce\u3067\u306f\u3001BNPL\uff08Buy Now Pay Later\uff09\u3084\u8acb\u6c42\u66f8\u6255\u3044\u306a\u3069\u3001\u591a\u69d8\u306a\u4eba\u6c17\u30b5\u30fc\u30d3\u30b9\u304c\u767b\u5834\u3057\u3066\u3044\u307e\u3059\u3002\u65e5\u672c\u3067\u4e00\u822c\u7684\u306b\u6d78\u900f\u3057\u3066\u3044\u308b\u306e\u306f\u3001\u30b3\u30f3\u30d3\u30cb\u30a8\u30f3\u30b9\u30b9\u30c8\u30a2\u3084\u9280\u884c\u3067\u652f\u6255\u3046\u8acb\u6c42\u66f8\u578b\u306e\u5f8c\u6255\u3044\u6c7a\u6e08\u3067\u3059\u304c\u3001\u5f8c\u6255\u3044\u306b\u3082\u5229\u7528\u3067\u304d\u308b\u30b9\u30de\u30db\u6c7a\u6e08\u30a2\u30d7\u30ea\u306f\u3068\u304f\u306b\u5229\u7528\u304c\u6025\u62e1\u5927\u3057\u3066\u3044\u308b\u5206\u91ce\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u3010\u4eba\u6c17\u304c\u62e1\u5927\u3057\u3066\u3044\u308b\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3011<\/strong><br>\u30fb\u5206\u5272\u624b\u6570\u6599\u7121\u6599\u306e\u300c\u25cb\u25cb\u56de\u6255\u3044\u300d\uff1aPaidy\u3001SmartPay<br>\u30fbEC\u30b5\u30a4\u30c8\u3084\u30b9\u30de\u30db\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u81ea\u793e\u5229\u7528\uff1a\u30e1\u30eb\u30da\u30a4\u30b9\u30de\u30fc\u30c8\u6255\u3044<br>\u30fb\u5f8c\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\uff1aPaidy<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8c\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u3078\u306e\u65b0\u3057\u3044\u5c0e\u7dda\u3068\u306a\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u5bfe\u7b56\u5fc5\u9808\u306e\u5206\u91ce\u3060\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" 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class=\"wp-block-paragraph\">\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u5c0e\u5165\u306b\u306f\u3042\u308b\u7a0b\u5ea6\u306e\u624b\u9593\u3084\u6642\u9593\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u304c\u3001\u682a\u5f0f\u4f1a\u793e\u30cd\u30af\u30b9\u30c8\u30cf\u30f3\u30ba\u304c\u63d0\u4f9b\u3059\u308b\u5f8c\u6255\u3044\u6c7a\u6e08\u306e\u5c0e\u5165\u652f\u63f4\u306a\u3089\u3001\u30b7\u30b9\u30c6\u30e0\u9762\u30fb\u904b\u7528\u9762\u306e\u4e21\u65b9\u3067\u975e\u5e38\u306b\u512a\u308c\u3066\u304a\u308a\u3001\u591a\u304f\u306e\u4e8b\u696d\u8005\u304b\u3089\u9ad8\u3044\u8a55\u4fa1\u3092\u5f97\u3066\u3044\u307e\u3059\u3002\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u578b\u306e\u6c7a\u6e08\u51e6\u7406\u3084\u4f1a\u54e1\u7ba1\u7406\u6a5f\u80fd\u306e\u958b\u767a\u5b9f\u7e3e\u304c\u8c4a\u5bcc\u3067\u3001EC\u30b7\u30e7\u30c3\u30d7\u4ee5\u5916\u306b\u3082\u3001\u30b8\u30e0\u3084\u30b9\u30af\u30fc\u30eb\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30b5\u30ed\u30f3\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u696d\u614b\u306b\u5408\u308f\u305b\u305f\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u69cb\u7bc9\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>atone<\/strong>\uff08\u30cd\u30c3\u30c8\u30d7\u30ed\u30c6\u30af\u30b7\u30e7\u30f3\u30ba\u304c\u63d0\u4f9b\uff09<br>\u30b9\u30de\u30db\u5b8c\u7d50\u578b\u306eatone\u306f\u643a\u5e2f\u96fb\u8a71\u756a\u53f7\u3068\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u306e\u307f\u3067\u3059\u3050\u306b\u5229\u7528\u3067\u304d\u307e\u3059\u3002\u6ce8\u6587\u6642\u306b\u60c5\u5831\u304c\u5165\u529b\u3055\u308c\u308b\u3068\u6570\u79d2\u301c\u6570\u5206\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u5be9\u67fb\u304c\u5b8c\u4e86\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Paidy\u5f8c\u6255\u3044<\/strong><br>\u55b6\u696d\u6642\u9593\u5916\u30fb\u4f11\u65e5\u3067\u3082\u5be9\u67fb\u306f\u5373\u6642\u5224\u5b9a\u3055\u308c\u307e\u3059\u3002\u6c7a\u6e08\u306f\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u3068\u643a\u5e2f\u756a\u53f7\u3001\u305d\u3057\u3066SMS\u9001\u4fe1\u3055\u308c\u308b4\u6841\u306e\u8a8d\u8a3c\u30b3\u30fc\u30c9\u3067\u5b8c\u4e86\u3059\u308b\u305f\u3081\u3001\u652f\u6255\u3044\u306e\u969b\u3082\u624b\u9593\u304c\u304b\u304b\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u5f53\u6708\u306e\u5408\u8a08\u91d1\u984d\u3092\u7fcc\u67081\u56de\u6255\u3044\u3067\u652f\u6255\u3046\u65b9\u6cd5\u3082\u53ef\u80fd\u3067\u3001Paidy\u30a2\u30d7\u30ea\u3067\u672c\u4eba\u78ba\u8a8d\u3092\u6e08\u307e\u305b\u3066\u3044\u308c\u3070\u30aa\u30d7\u30b7\u30e7\u30f3\u306e\u5206\u5272\u6255\u3044\uff083\u30fb6\u30fb12\u56de\u3042\u3068\u6255\u3044\uff09\u3092\u9078\u629e\u3067\u304d\u307e\u3059\u3002\u5206\u5272\u6255\u3044\u3067\u3042\u3063\u3066\u3082\u9280\u884c\u632f\u8fbc\u307e\u305f\u306f\u53e3\u5ea7\u632f\u66ff\u306e\u5834\u5408\u306f\u624b\u6570\u6599\u304c\u7121\u6599\u3067\u3042\u308b\u70b9\u3082\u5927\u304d\u306a\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u30b5\u30d6\u30b9\u30af\u30fb\u5b9a\u671f\u8cfc\u5165\u5bfe\u5fdc<\/strong><br>\u30cd\u30af\u30b9\u30c8\u30cf\u30f3\u30ba\u306f\u30ea\u30d4\u30fc\u30c8\u8cfc\u5165\u3084\u5b9a\u671f\u8cfc\u5165\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u578b\u306e\u30d3\u30b8\u30cd\u30b9\u306b\u3082\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p 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